Student Loan Repayments UK 2026/27
How student loan repayments work in the UK. Plan 1, Plan 2, and Postgraduate loan thresholds and repayment rates for 2026/27.
| Plan | Repayment Threshold 2026/27 | Rate |
|---|---|---|
| Plan 1 | £24,990 | 9% above threshold |
| Plan 2 | £27,295 | 9% above threshold |
| Plan 4 (Scotland) | £31,395 | 9% above threshold |
| Postgraduate | £21,000 | 6% above threshold |
Repayments are collected automatically via PAYE alongside your income tax and National Insurance.